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Home > Health Plan > Participation

Participation

The Teamsters Local 170 Health and Welfare Plan offers you and your family a large measure of financial security. Eligible Teamster members have the following benefits:

  • Medical
  • Dental
  • Prescription Drug
  • Vision Care
  • Weekly Disability Benefits
  • Life Insurance
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Spousal Burial Benefit
  • Dependent Life Benefit

How to Enroll

Please contact the Fund Office for a packet of Information
Call (508)791-3416
1-800-922-8214
or Email local170437@rcn.com

You must complete a census card and insurance application and return to the Fund Office with the required documents, (i.e. marriage certificate, birth certificates). After you have worked the required hours, you will become eligible and the Fund Office will issue your insurance, effective the first day of the month following completion of the required hours.

Eligible Teamster members have the following benefits:

  • medical
  • prescription drug
  • dental
  • vision care
  • life insurance
  • spousal burial benefit
  • dependent life benefit
  • accident death and dismemberment (AD & D) insurance
  • weekly disability insurance

Full Time Participation

Eligibility for Employee Insurance
You are covered by a Collective Bargaining Agreement between the participating employer and Teamsters Union Local 170; or, you are employed by an organization established or maintained by the Union or by the Union jointly with a contributing employer.

A new or reinstated employee will be eligible for insurance for the remainder of an insurance period on the first day of the month following the month during which you accumulate 500 hours of credited employment by contributing employers during 6 consecutive months.

You will remain eligible for insurance as of the first day of each insurance period, provided contributions of 400 hours have been made to the Fund during the current eligibility period. Surplus hours in excess of 400 in the three (3) eligibility periods preceding the current eligibility period, will be credited to the period immediately following, provided you have not been credited with 400 hours in that eligibility period.

Eligibility Period
400 Credited Hours In:
Insurance Period
Gives Full Coverage In:
Mar., Apr., May July, Aug., Sept.
June, July, Aug. Oct., Nov., Dec.
Sept., Oct., Nov. Jan., Feb., Mar.
Dec., Jan., Feb. Apr., May, June

Pay-In Provision
An employee to remain insured, may contribute on his own behalf the balance of hours required in order to qualify for any given coverage period. The employee’s contribution will be calculated at a rate per hour upon which the employer contributions are based.

Part Time Participation

Eligibility for Employee Insurance
You are covered by a Collective Bargaining Agreement between the participating employer and Teamsters Union Local 170; or, you are employed by an organization established or maintained by the Union or by the Union jointly with a contributing employer.

A new or reinstated employee will be eligible for insurance for the remainder of an insurance period on the first day of the month following the month during which you accumulate 400 hours of credited employment by contributing employers during 6 consecutive months.

You will remain eligible for insurance as of the first day of each insurance period, provided contributions of 250 hours have been made to the Fund during the current eligibility period. Surplus hours in excess of 250 in the three (3) eligibility periods preceding the current eligibility period, will be credited to the period immediately following, provided you have not been credited with 250 hours in that eligibility period.

Eligibility Period
250 Credited Hours In:
Insurance Period
Gives Full Coverage In:
Mar., Apr., May July, Aug., Sept.
June, July, Aug. Oct., Nov., Dec.
Sept., Oct., Nov. Jan., Feb., Mar.
Dec., Jan., Feb. Apr., May, June

Pay–In Provision
An employee to remain insured, may contribute on his own behalf the balance of hours required in order to qualify for any given coverage period. The employee’s contribution will be calculated at a rate per hour upon which the employer contributions are based.

Heavy Construction Participation

Eligibility for Employee Insurance
You are covered by a Collective Bargaining Agreement between the participating employer and Teamsters Union Local 170; or, you are employed by an organization established or maintained by the Union or by the Union jointly with a contributing employer.

A new or reinstated employee will be eligible for insurance for the remainder of an insurance period on the first day of the month following the month during which you accumulate 500 hours of credited employment by contributing employers during 6 consecutive months.

You will remain eligible for insurance as of the first day of each insurance period, provided contributions of 335 hours have been made to the Fund during the current eligibility period. Surplus hours in excess of 335 in the three (3) eligibility periods preceding the current eligibility period, will be credited to the period immediately following, provided you have not been credited with 335 hours in that eligibility period.

Eligibility Period
335 Credited Hours In:
Insurance Period
Gives Full Coverage In:
Mar., Apr., May July, Aug., Sept.
June, July, Aug. Oct., Nov., Dec.
Sept., Oct., Nov. Jan., Feb., Mar.
Dec., Jan., Feb. Apr., May, June

Pay–In Provision
An employee to remain insured, may contribute on his own behalf the balance of hours required in order to qualify for any given coverage period. The employee’s contribution will be calculated at a rate per hour upon which the employer contributions are based

New Participating Employers
If you work full time when your employer begins participating with Teamsters Local 170 Health and Welfare, you will be eligible for Teamster benefits on the first day of the month your employer contributes the required hours to the Health & Welfare Fund.

 
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